Terms & Conditions

Welcome to Black Personal Finance (BPF). By using any BPF website or media property, you agree to be bound by the following terms and conditions:

  1. Eligibility: BPF is not age restricted.
  2. User Conduct: You agree to use BPF only for lawful purposes and in compliance with all applicable laws, rules, and regulations. You agree not to use BPF for any illegal or unauthorized purpose, including but not limited to spamming, phishing, or hacking.
  3. Account Registration: To use some BPF features, you must register for an account. You agree to provide accurate, complete, and current information during the registration process and to update such information as necessary to keep it accurate, complete, and current.
  4. Security: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access to or use of your account.
  5. Content: You are solely responsible for any content that you post or upload on BPF. You agree not to post or upload any content that is unlawful, harmful, defamatory, or otherwise objectionable.
  6. Intellectual Property: All content on BPF, including but not limited to text, graphics, logos, images, and software, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works based on such content without our prior written consent.
  7. Disclaimer of Warranties: BPF is provided on an “as is” and “as available” basis, without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
  8. Limitation of Liability: To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of BPF.
  9. Governing Law: These terms and conditions shall be governed by and construed in accordance with the laws of the State of California.
  10. Harassment: We do not tolerate any form of harassment on BPF. Harassment includes, but is not limited to, verbal, physical, or written conduct that creates a hostile environment. We reserve the right to take appropriate action, including but not limited to suspending or terminating accounts and barring attendance to BPF events, to address any form of harassment. If you believe you are being harassed or witness any harassment on the app, please contact us immediately.
  11. Changes to Terms and Conditions: We reserve the right to modify these terms and conditions at any time. Your continued use of BPF after any such modifications shall constitute your acceptance of the modified terms and conditions.

Thank you for using our social financial app. If you have any questions or concerns, please contact us.